Contents

How to promote the development of cooperative self-help organization

case of People's Credit Funds (PCFs) SACCOs in Tanzania

Buchafwe, Prosper Mkama

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Abstract

The objective of this study is to explore how credit cooperatives in Tanzania can mobilize financial savings from people's credit funds the so called informal credit market SACCOs, in order to improve agricultural production for national economy growth and poverty alleviation. Cooperatives can play an integral part of a country's development policy. However, experiences in many countries have shown that it is usually a mistake to use credit cooperatives as instruments for the implementation of government policy, rather than allowing them to operate as voluntary self-help organizations of their members. The government should only support by providing access to knowledge, resources and capital, until it is self-sustaining. In Tanzania cooperative did not function as stipulated, this forced the government to intervene, it was discovered that many of the principles were broken. There was widespread misappropriation of funds, nepotism and corruption. This study involved survey conducted in five regions to hear people's opinions on Tanzania cooperative, the result shows positive respond towards SACCOs as tool for poverty reduction.

Advisors
Kim, Joon Kyung
Department
KDI School, Master of Public Policy
Issue Date
2011
Publisher
KDI School
Description
Thesis(Master) --KDI School:Master of Public Policy,2011
Keywords
Self-help groups.; Social problems--Self-help.; Tanzania
Keywords
PCFs--SACCOs
Pages
v, 47 p.
URI
https://archives.kdischool.ac.kr/handle/11125/30309
Type
Thesis
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